Freelance Photographer Rate Calculator

Pre-filled with costs and billable time typical for photographers. Adjust anything to match your situation.

Your time

What to include in your costs as a photographer

  • Camera bodies, lenses and lighting — and replacing them every few years
  • Equipment and liability insurance
  • Editing software, storage and backups
  • Travel to shoots
  • Marketing and booking tools

How photographers usually price their work

Clients see the shoot, but most of the work happens before and after: planning, travel, culling, editing and delivery. Photographers usually charge a session or day fee plus usage/licensing for commercial work.

Tip: A one-hour shoot can easily mean four to five hours of total work. That's why this page assumes only 40% of your working time is billable shooting time.

How the calculation works

Your rate = (target take-home ÷ (1 − tax rate) + business expenses) × (1 + buffer) ÷ billable hours. Billable hours are your working weeks × hours per week × the share of time you can actually bill. More about the method →

Frequently asked questions

How much should a freelance photographer charge per hour?

Your "per hour" rate must cover editing, travel and admin. Use this calculator with your real gear costs, then price sessions based on the total hours each one takes, not just the shoot.

Should I include gear costs in my rate?

Yes. Divide the cost of your equipment by how many years it lasts and add it to your annual business expenses.

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